Your finances change as life changes. Explore free calculators designed to answer practical financial questions — from whether your retirement savings could last, to when you may be able to stop working, how much raising a child could require, and whether everyday expenses could derail an important savings goal.
Free to use · No account required · Assumptions shown · Educational planning tools
Retirement planning
The flagship cluster. How long money lasts, how much you need, and when work can end.
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How long before I go broke
Given what I have, how far does the money go?
The original calculator. Year-by-year outlook, healthcare, later-life housing, two persons, and a PDF.
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How much do I need to last
How much nest egg today funds this plan through a given age?
The inverse. Short form. Uses your entered spending and income, not the comfortable-living suggestion.
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When can I stop working
Given what I have, how soon can full-time work end?
Solves for work-end age, not nest egg. Same entered plan as How much; earliest age that still lasts.
Social Security and later life
Claiming age and later-life housing as their own questions.
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Claim Social Security at 67 vs 70
Does delaying the check from 67 to 70 make the plan last longer?
One short run. Same delayed-credit math as the How long compare card, which stays on that outlook.
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Stay home vs CCRC vs nursing
Which later-life housing path lasts farther?
Three exclusive runs. Not six more cells on the longevity form.
Family and life planning
Readiness for a baby, then two nest eggs through 18 and university.
Savings and financial goals
Whether everyday expenses dissolve the pot you marked for one goal.